Affordable Roofing Financing Options for California & Texas Homeowners

We work with multiple lenders who offer programs for a wide range of credit profiles. While homeowners with higher credit scores typically receive the best interest rates, we have options available for those with fair or rebuilding credit as well. The best way to find out what you qualify for is to apply—it only takes a few minutes and uses a soft credit pull that won't affect your score.

Absolutely. Many of our financing programs offer zero down payment options, which means you can start your roofing project immediately without any out-of-pocket costs upfront. This is especially helpful for emergency repairs or unexpected roof replacements.

Yes, we offer 0% APR financing for qualified applicants. This allows you to spread your payments over time without paying any additional interest charges. Promotional periods vary, so ask our team about current offers when you request your free estimate.

We offer flexible repayment terms ranging from 12 months up to 120 months (10 years), depending on your credit profile and the financing program you choose. Longer terms mean lower monthly payments, while shorter terms help you pay off your roof faster and save on interest.

It's simple! Start by requesting a free roof estimate. During your consultation, our team will discuss financing options and can help you complete the application on the spot. Most homeowners receive an approval decision within 60 seconds. Once approved, we can schedule your roofing project right away.

Not at all. All of our financing programs come with no prepayment penalties. If you receive a bonus, tax refund, or simply want to pay down your balance faster, you're free to do so without any additional fees. Paying early can also help you save on interest charges.